000224157 001__ 224157
000224157 005__ 20230212173958.0
000224157 0247_ $$2CORDIS$$aG:(EU-Grant)847141$$d847141
000224157 0247_ $$2CORDIS$$aG:(EU-Call)H2020-LC-SC3-EE-2018$$dH2020-LC-SC3-EE-2018
000224157 0247_ $$2originalID$$acorda__h2020::847141
000224157 035__ $$aG:(EU-Grant)847141
000224157 150__ $$aSMARTER Finance for Families–Improving Citizens’ Health, Comfort and Financial Well-Being by Supporting Banks, Residential Investors and Solution Providers with Green Homes and Green Mortgage programs$$y2019-05-15 - 2021-11-14
000224157 371__ $$aCENTRE FOR RENEWABLE ENERGY SOURCES AND SAVING FONDATION$$bCRES$$dGreece$$ehttp://www.cres.gr$$vCORDIS
000224157 371__ $$aENERGOEPEKTUROBIS TSENTRI SAKARTVELO$$bENERGY EFFICIENCY CENTRE GEORGIA$$dGeorgia$$ehttp://www.eecgeo.org$$vCORDIS
000224157 371__ $$aUniversité Libre de Bruxelles$$bULB$$dBelgium$$ehttp://www.ulb.ac.be/$$vCORDIS
000224157 371__ $$aASOCIATIA ROMANIA GREEN BUILDING COUNCIL$$bRoGBC$$dRomania$$ehttp://www.rogbc.org$$vCORDIS
000224157 371__ $$aCESKA RADA PRO SETRNE BUDOVY$$bCZECH GREEN BUILDING COUNCIL$$dCzech Republic$$ehttp://www.czgbc.org$$vCORDIS
000224157 371__ $$aTURKECO INSAAT ENERJI SANAYI VE TICARET LIMITED SIRKETI$$bTURKECO CONSTRUCTION ENERGY INDUSTRY AND TRADING LTD CO$$dTurkey$$ehttp://www.turkeco.com$$vCORDIS
000224157 371__ $$aIRISH GREEN BUILDING COUNCIL LIMITED BY GUARANTEE$$dIreland$$ehttp://www.igbc.ie$$vCORDIS
000224157 371__ $$aCRISTOFORETTI SEBASTIANO$$bCRISCON$$dItaly$$ehttp://www.criscon.eu$$vCORDIS
000224157 371__ $$aENERGY EFFICIENCY CENTER - ENEFFECTFOUNDATION$$bENEFFECT$$dBulgaria$$ehttp://www.eneffect.bg$$vCORDIS
000224157 371__ $$aPOLSKIE STOWARZYSZENIE BUDOWNICTWA EKOLOGICZNEGO$$bPolish Green Building Council PLGBC$$dPoland$$ehttp://www.plgbc.org.pl$$vCORDIS
000224157 371__ $$aGREEN BUILDING COUNCIL ITALIA$$bGBC ITALIA$$dItaly$$ehttp://www.gbcitalia.org$$vCORDIS
000224157 371__ $$aENOVA D.O.O. SARAJEVO$$dBosnia and Herzegovina$$ehttp://www.enova.ba$$vCORDIS
000224157 371__ $$aASSOCIATION EUROPEAN-UKRAINIAN ENERGY AGENCY$$bEUROPEAN-UKRAINIAN ENERGY AGENCY$$dUkraine$$ehttp://euea-energyagency.org/en/$$vCORDIS
000224157 371__ $$aUDRUZENJE SAVJET ZA ZELENU GRADNJU$$bUDRUGA SAVJET ZA ZELENU GRADNJU$$dBosnia and Herzegovina$$ehttp://green-council.org/$$vCORDIS
000224157 371__ $$aCRISCON SOCIETA' A RESPONSABILITA' LIMITATA SEMPLIFICATA$$bCRISCON$$dItaly$$ehttp://www.criscon.eu$$vCORDIS
000224157 371__ $$aCLOVEK V TISNI OPS$$bPEOPLE IN NEED$$dCzech Republic$$ehttp://www.peopleinneed.cz$$vCORDIS
000224157 371__ $$aTechnical University of Denmark$$bDTU$$dDenmark$$ehttp://www.dtu.dk/english$$vCORDIS
000224157 371__ $$aSLOVENSKA RADA PRE ZELENE BUDOVY$$bSKGBC$$dSlovakia$$ehttp://www.skgbc.org$$vCORDIS
000224157 372__ $$aH2020-LC-SC3-EE-2018$$s2019-05-15$$t2021-11-14
000224157 450__ $$aSMARTER$$wd$$y2019-05-15 - 2021-11-14
000224157 5101_ $$0I:(DE-588b)5098525-5$$2CORDIS$$aEuropean Union
000224157 680__ $$aMany citizens, particularly in nascent green building markets, make suboptimal decisions in the design and construction choices for renovation approaches and new home purchases due to a fear of bank financing. Borrowing sufficiently to bring forward necessary resources to build homes properly both reduces citizens’ “Total Cost of Monthly Ownership” (loan payment plus energy, health and repair costs) while unlocking a critical increase of construction budgets facilitating ownership of the greenest, high-quality homes.  Financing Green Homes with the borrower subject to lower monthly operating costs is less risky to banks which provide discounted credit without harming profits.   
 
The SMARTER project effectively communicates the benefits of Green Homes to citizens and other key stakeholders to bring a systemic solution to a systemic problem that inhibits the financial industry to design and offer green finance products and the citizens to understand and request them. SMARTER replicates a successful “Green Homes and Green Mortgage” program to 12 new countries, addresses barriers and brings green innovation with relevant research and cluster formation, adapts essential tools for administration and communication, and effectively expands collection of actual energy and financial performance to improve risk analysis with local data. Public investment is leveraged and ambitious green EU targets are supported as banks, developers, and green solution providers all contribute budgets to increase private financing for building exemplary homes.   
 
The SMARTER “Green Homes Investment Platform” guides new programs to a suitably ambitious, common definition of green investments and facilitates institutional investment by collaborating with ongoing initiatives including EeMAP and EEFIG; aligning with EC objectives such as “Mainstreaming Energy Efficiency Finance” and advancing the Financial, Technical and Behavioral de-risking championed by “Smart Finance for Smart Buildings".
000224157 909CO $$ooai:juser.fz-juelich.de:871674$$pauthority$$pauthority:GRANT
000224157 909CO $$ooai:juser.fz-juelich.de:871674
000224157 970__ $$aoai:dnet:corda__h2020::a3edc84c464e6873b70b4f693acd5e39
000224157 980__ $$aG
000224157 980__ $$aCORDIS
000224157 980__ $$aAUTHORITY